You're not buying a stock or a bond. You're acquiring the right to a fixed schedule of future payments — court-ordered and backed by an insurance carrier — purchased today at a discount that locks in your yield.
An individual receiving structured settlement payments chooses to sell some or all of them for a lump sum. We acquire that income stream in the secondary market.
Every transfer is reviewed and approved by a judge under the applicable state Structured Settlement Protection Act. The payment obligation stays with the original insurance carrier.
You buy the rights to those future payments at a price below their total value — and that discount is exactly what produces your effective yield, fixed for the full term.
Payments are assigned to you and arrive on a fixed schedule. No management, no market exposure — just the income you locked in on day one.
Different streams solve different needs. Whether you want income now, income that starts later, a future lump sum, or a smaller right-sized piece, there's a structure that fits.
Payments that begin within weeks — immediate income replacement.
Streams that start on a future date you choose — ideal for retirement timing.
A single large guaranteed payment on a known future date.
A smaller carve-out of a larger stream — a clean first allocation.
Because you purchase the payment stream at a discount to its face value, your return is built in from the moment you fund — not dependent on markets, dividends, or interest-rate moves. The lower the price for the same guaranteed payments, the higher your effective yield.
Build your own income stream from real inventory — set the income, term, or budget and watch the exact price, yield, and total update live. Stack payments from several deals into one plan.