You're not buying a stock or a bond. You're acquiring the right to a fixed schedule of future payments — court-ordered and backed by an insurance carrier — purchased today at a discount that locks in your yield.
An individual receiving structured settlement payments chooses to sell some or all of them for a lump sum. We acquire that income stream in the secondary market.
Every transfer is reviewed and approved by a judge under the applicable state Structured Settlement Protection Act. The payment obligation stays with the original insurance carrier.
You buy the rights to those future payments at a price below their total value — and that discount is exactly what produces your effective yield, fixed for the full term.
Payments are assigned to you and arrive on a fixed schedule. No management, no market exposure — just the income you locked in on day one.
Different streams solve different needs. Whether you want income now, income that starts later, a future lump sum, or a smaller right-sized piece, there's a structure that fits.
Payments that begin within weeks — immediate income replacement.
Streams that start on a future date you choose — ideal for retirement timing.
A single large guaranteed payment on a known future date.
A smaller carve-out of a larger stream — a clean first allocation.
Because you purchase the payment stream at a discount to its face value, your return is built in from the moment you fund — not dependent on markets, dividends, or interest-rate moves. The lower the price for the same guaranteed payments, the higher your effective yield.
Every listing shows the exact payments, the purchase price, and the effective yield. No guesswork.