Cash Out Your Income Stream

Have payments you no longer need? We'll buy them.

If you hold a structured settlement or annuity stream that no longer fits your strategy, parameters, or goals, MJ Settlements will give you a competitive offer — and beat a real written offer wherever we can. Free, no-obligation, and no pressure.

Competitive Pricing

We pay fair, market-leading prices and will work to beat any genuine written offer.

No Obligation

Get a free evaluation with zero commitment. There's no cost if a transaction isn't approved.

20+ Years' Trust

You’re treated like family here — a person with a name and a story, not a number.

What we buy

If you receive guaranteed payments and want a lump sum instead, we're interested.

  • ◆Structured settlement payments from a legal settlement.
  • ◆Annuity income streams you'd rather convert to cash.
  • ◆Lottery or casino winnings paid out over time.
  • ◆A portion — you can sell some payments and keep the rest.

Prefer to talk first? Call 888-363-5252 — or Todd's direct line, 954-263-8857 — and we'll walk you through it.

Free, No-Obligation Evaluation

Tell us about your payments

We’ll never share your information. There’s no cost and no obligation.

Protect Yourself

How to choose who you sell to

This is the advice we give every seller — even when it costs us a deal. You’re making a court-approved financial decision; make it with your eyes open.

Get more than one quote.
Compare real written offers. We encourage it — and we’ll work to beat any genuine written offer you bring us.
Sell only what you need.
Most transfers are partial. Size the sale to your actual goal — debt payoff, a purchase, a cushion — and keep the rest arriving on schedule.
Distrust two-week promises.
Court approval typically takes 30–180 days. Anyone promising instant cash is misleading you — the promise itself is a red flag.
Beware vague mailers & pressure.
Letters that won’t say who sent them, contracts that arrive before a conversation, artificial urgency — walk away from all of it.
Read every disclosure.
Know the terms and get every fee — attorney, processing, cancellation — confirmed in writing before you sign anything.
Use your attorney & the court.
The judge’s best-interest review exists to protect you. Ask questions, request the filing documents, and get independent advice.

Selling payments is regulated by Structured Settlement Protection Acts in 49 states, and every transfer is approved by a judge. MJ Settlements is a proud sponsor of the National Association of Settlement Purchasers’ annual conference — we’ve been part of this industry’s standards conversation for over two decades. More questions? See our FAQ.