For investors who are tired of CD and Treasury yields, burned by the markets, or simply want guaranteed income they can count on — structured settlement income streams deliver what traditional fixed income no longer can.
Court-ordered payments backed by the claims-paying ability of A-rated carriers — not tied to market performance.
Fixed for the full term, well above today's CDs, money markets, and Treasuries — with no market risk.
A family-run firm that has protected and grown client capital in this market since 2008.
The same dollars, working far harder — without giving up safety.
| Feature | Yield | Backing | Fees | Tax Treatment |
|---|---|---|---|---|
| ✦ Structured Settlement Income Stream | Up to 7.10% | Court Order + A-Rated Carrier | None | Tax-Deferred* |
| Bank CD (1-Year) | ~2–4% | FDIC (to limits) | Low | Taxed annually |
| U.S. Treasury | ~4% | U.S. Government | Low | Federal taxable |
| Money Market | Variable | Varies | Low | Taxed annually |
*Tax treatment depends on funding type and individual circumstances. MJ Settlements does not provide tax advice; consult your advisor. Rates shown are illustrative and subject to change.
When funded through a qualified account, your income stream can grow tax-deferred — meaning more of your money stays invested and compounding, instead of being taxed away each year like CD interest.
These are transferable, schedulable assets. Remaining payments can be structured to pass to your heirs or estate, so the income you secured continues to provide for the people you care about — on a fixed, guaranteed schedule.
Browse current inventory or talk through which stream fits your income plan.