For investors who are tired of CD and Treasury yields, burned by the markets, or simply want guaranteed income they can count on — structured settlement income streams deliver what traditional fixed income no longer can.
Court-ordered payments backed by the claims-paying ability of A rated carriers — not tied to market performance.
Fixed for the full term, well above today's CDs, money markets, and Treasuries — with no market risk.
An established firm that has protected and grown client capital in this market since 2008.
The same dollars, working far harder — without giving up safety.
| Feature | Yield | Backing | Fees | Tax Treatment |
|---|---|---|---|---|
| ✦ Structured Settlement Income Stream | Up to 6.75% | Court Order + A Rated Carrier | None | Tax-Deferred* |
| Bank CD (1-Year) | ~2–4% | FDIC (to limits) | Low | Taxed annually |
| U.S. Treasury | ~4% | U.S. Government | Low | Federal taxable |
| Money Market | Variable | Varies | Low | Taxed annually |
*Tax treatment depends on funding type and individual circumstances. MJ Settlements does not provide tax advice; consult your advisor. Rates shown are illustrative and subject to change.
This isn’t a handshake market. Every transfer of structured settlement payments is reviewed and approved by a judge under state law — and federal tax law penalizes any transfer that skips the courtroom. Four decades of statute stand behind every stream we deliver.
When funded through a qualified account, your income stream can grow tax-deferred — meaning more of your money stays invested and compounding, instead of being taxed away each year like CD interest.
These are transferable, schedulable assets. Remaining payments can be structured to pass to your heirs or estate, so the income you secured continues to provide for the people you care about — on a fixed, guaranteed schedule.
MJ Settlements secures the income side: court-ordered, carrier-backed payment streams that outperform CDs and Treasuries. But a complete retirement plan also protects your family, your savings, and your later years — and that’s the work of our sister company, Lesk Life Insurance, also led by Todd Lesk.
Both firms are independent companies led by Todd Lesk, and both run on the same principle: no one is just a number — everyone has a name and a story that matters. One call reaches both: 888-363-5252.
Browse current inventory or talk through which stream fits your income plan.